The property investment market represents one of the most stable investments available. Real estate values will undoubtedly continue to rise over time meaning almost any property investment will eventually be profitable. Property foreclosures represent a special opportunity because typically speaking these properties can be purchased for less than their worth. Orange County is an excellent place to invest in a property foreclosure. With patience and flexibility you can find a number of property foreclosures that have the potential for serious profits.

Orange County is a collection of lovely communities wherein you will find all kinds of properties – beach front properties, luxury estates, and well maintained neighborhoods with single family homes. Finding an Orange County Property Foreclosure is a definite bonus. As an investment, you can feel confident that you will be able to sell a property foreclosure you have purchased in Orange County. There are so many communities here where people genuinely want to live. The impeccable California weather, long, sandy beaches, and cool Pacific Ocean breezes are all reasons why more and more people are choosing to live in Southern California. Plus, for anybody who is working in Los Angeles but wants to get away from the city at the end of the day, Orange County is full of cities within easy commuting distance of both LA and San Diego. More and more Californians are choosing to relocate to smaller towns and communities so they can experience what true California living is all about: an easy-going, carefree approach to the stresses of daily life.

Real estate agents throughout Orange County specialize in property foreclosures because they know their potential for investment. Commercial properties, industrial properties, and residential properties all come up from time to time as a property foreclosure. Astute investors know how promising the Orange County real estate market can be and keep a close eye on property foreclosures in the region. See from California foreclosure property listings Inc.

In the real estate industry, Foreclosure Trackers Inc refer to the time-consuming and expensive process of gathering this information “due diligence,” and at Foreclosure Trackers Inc, they do it for you. Located conveniently in Orange County, California, their team boasts several years of experience in performing the legwork to allow investors both the raw information and financial backing necessary to purchase California foreclosures for an astonishing 20-50% below their fair market values.

Whether you’re a novice or an experienced real estate investor, you’ll appreciate Foreclosure Trackers Inc system, which is easy to use, understand, and implement. Foreclosure Trackers provides Foreclosure Training both individual coaching and group classes for those interested in learning more about the foreclosure process, and we aim to demystify its innumerable complexities.

This Article is Originally Published here: Orange County Property Foreclosure

Foreclosure Trackers – Real Estate Investing Tools – Make profitable investments in Orange County Foreclosure Real Estate, CA.

Goa is one of the most preferred holiday destinations in India with its beautiful locales, beaches, cosmopolitan culture, entertainment hubs and food joints. Because of its popularity in the tourist front, the state has become an attractive choice for real estate as well. People look forward to own a property in Goa not only to live or invest but also to have a holiday home amid the beautiful surroundings. In fact, owning a sea side property in any part of Goa is like a prized possession.

As rentals of hotels in Goa are skyrocketing, tourists who visit the state quite often prefer to invest in Goa residential property. A lot of real estate transactions are taking place in Goa as more and more tourists are buying a house in the state as a vacation home. These tourists usually rent it out to someone for the period during which they are not holidaying.

It is a matter of pride and class to own a sea-side property in Goa. Besides that, having a sea facing villa in Goa is a dream that everyone wants to come true. But real estate has taken a new meaning Goa now as a lot of real estate developers are developing residential apartments in various parts of Goa. Now, there is a glut of apartments being bought by young corporate executives who enjoy the kick that this coastal state offers.

According to a real estate executive, a majority of buyers and investors belong to younger generation of society, they find it difficult to maintain villas. But residential apartments with swimming pools and gyms are outfitted by the property developer with maintenance and security also provided for.

There are other benefits also offered by the residential property market of Goa. The residential real estate in Goa not only has good resale potential but also boasts of high rentals. For those who are looking to rent out a property which is well located and is a sea-facing apartment, it can easily get the owner as much as Rs.1 lakh a month.

Besides that, there are several residential projects coming up in Goa, villas and apartments and the construction is all across Goa (in the city and also on the peripheries). Residential apartments are being developed mainly in the state in the vicinity of Panjim, Mapusa and Calangute beach.

There are many real estate developers who are coming up with their residential projects in Goa like Acron, which caters to the select holiday-home buyer group. Araujo Home Makers, DLF and Parsvnath have exclusive kinds of residences coming up in the city. These realtors are looking to position their developments at a site which offers the potential buyers an astonishing sea view.

Undoubtedly, Goa real estate market has now become the most happening state. As per real estate experts, the prospects of real estate investment in Goa look very bright. What attracts more and more real estate developers to Goa are its strategic location and the availability of good land. Besides that, rising levels of interest from the investors is one of the reasons why prominent builders walk around Goa properties.

Ongoing trends of Goa – Goa is rapidly becoming the next renowned destination for real estate developers, individuals and NRIs. The states unique history, scenic beauty and rich culture make it a clear choice for real estate developers for both residential purpose and commercial. Majority of real estate demand comes from northern states because these states are surrounded by beaches and ocean. People in these areas want to spend their free time for a month in Goa and they wish to have a home of their own here.

North Goa is one of the most important areas of Goa in terms of property transaction and witnesses’ higher volumes as compared to south Goa. Real estate residential and commercial values are comparatively higher at North Goa. The government is also taking various measures to make it a world-class tourist destination. It has proposed a number of plans to develop the state’s infrastructure and thereby attract investment in various sectors. It is easy to buy properties in Goa due to its amenities and security.

So, make your ultimate holiday destination your home. It is definitely worthwhile to own a home in Goa.

Noida, an acronym of New Okhal Industrial Development Authority), is, undoubtedly, one of the most developed commercial hubs of India. In fact, the growing number of offices and mall complexes has given a facelift to its residential space as well. Till some time back, Noida, due to its association with east Delhi was not considered as developed as its counterparts like Gurgaon.

With the coming of newer IT complexes, malls and multiplexes, Noida is witnessing unprecedented growth in the commercial arena. There are many companies which at first used to operate in the metropolitan regions but are now spreading more in the periphery region. Due to its proximity to the National Capital, Noida attracts many corporates to invest in its commercial space.

Noida, which is one of the few planned industrial townships in Asia, is known for its commercial buoyancy. Besides the industrial use, there is as much as 20 per cent of the total available space, which is used as the commercial space in NOIDA, and the development is overwhelming. 

The best factor about the commercial property space in Noida is basically spread across various sectors and not clustered in one particular area. Sector 1 to 6, 10, 16, 16A (Film City) 18, 51, 52 and 57 to 62 are the sectors that boast of hip markets, larger-than-life malls and office space while a lot of commercial avenues have also come up in sector 21, 28, 29, and 37.

These sectors enjoy popularity not only because of their commercial buoyancy but also because of their close proximity to the National Capital. In fact, these sectors are also considered as posh areas for living.

According to a report, the resale rate of commercial property in Noida (both offices and retail outlets) ranges from Rs 2,500 to 18,000 Sq. ft and the rental values range from Rs 75 to Rest 300 per Sq ft (rates may vary from sector to sector and according to the market situation).

Gauging the growing demand of the market, several Grade A buildings are being developed such as the Express Tower (Sector-16A), Express Tower (in pipeline), and Logix Park which is under construction at Sector 16. A lot of premium developers are coming up with promising residential and commercial project all over Noida.

Premium-quality retail space in Noida basically depends upon Centerstage (Sector-18), Shopprex mall (Sector-61), Centerstage (Sector-18) and Spice in Sector-24. Now, a huge project is being developed as Corundum Building in Sector 62, which can provide accommodation to as many as 300-400 shops.

All the premium commercial complexes in Noida such as Ocean Complex, Ocean Plaza, Ocean Heights, Vishal Chamber, JOP Plaza, Ansal Fortune, Krishna Apra Plaza etc. are located in Sector18, which is one of the most happening markets of Noida. The first and second floors of these complexes are usually occupied by banks, insurance companies, real estate builders and agents and offices of professionals such as lawyers and chartered accountants. However, prices being location-sensitive vary considerably. A sector that boasts of high-quality commercial space will definitely be high-priced. Similarly, those sectors which don’t have much to offer commercially will come under the low price band.

As per a research, the capital rates for Grade A building or premium commercial property in Noida varies from Rs. 8,000 to 17,000 per sq ft. and rental value varies from Rs. 80 to 150 per sq ft (rates may vary as per different sector). Property values for Grade B buildings, like JOP place (Sec-18), Ansal Fortune Arcade, commercial plazas and all local offices, etc vary from 8,000 to 15,000 per sq ft for purchase and 80 to 120 per sq ft for rent.

However, there is considerable variation in prices in noida real estate depending upon the floor, location profile and availability.

Investing or buying a property in Noida is, definitely, a lucrative option.

In short, it has a lot to offer to its residents (because of the plethora malls this NCR Region offers) and also to those who are looking for a commercial property for either leasing, buying or selling. Also, because of the improved infrastructure, remarkable connectivity through DND Flyway, and the coming of Metro, Noida has definitely become the most sought-after commercial gateway.  So, invest in a property now in Noida to get the best returns later.

Indore is one of the fastest growing Tier II cities in India. According to a recent study metros have reached a stage of saturation, and it is now the turn of tier- II cities to witness the Next IT off shoring Locations. Ahmedabad, Chandigarh, Indore, Kolkata and Nagpur are identified as the next preferred IT off shoring locations for India. The research highlights that these five cities fulfill the requirements that companies look for when deciding on off shoring locations in India, namely availability and costs of labour and real estate, business environment as well as physical and social infrastructure. They are getting high returns at low investment & labour.

The inter- relation  between IT and real estate development is very palpable. A study of Indian real estate activity reveals that the threshold of the IT sector in any city, metro, mini-metro, Tier 1, Tier 2 or Tier 3 city, boost the real estate industry and develop the local economy with a high returns. Thus, Indore is witnessing the inflow of investment from major real-estate developers, IT companies, and the so-called “old-world industry” companies. The  companies like omaxe, raheja, ansal, parsvnath, eldeco has  entered & strike the Indore real estate market.

The city observed high blast in real estate business relative to growth of prices of various types of properties in the last one year. The record shows uneven price appreciation. Some areas recording phenomenal hike like north-east area of the city covering A B Road and Bypass where prices have almost become beyond the reach of common man the maximum appreciation. Even financial analysts reveal that Indore is a profitable and advisable destination for an investor who is looking for rapid capital appreciation and high rental income. The location and future prospects of the city generates a very good opportunity for the development of Indore real estate market.

Residential properties are in high demand in the city, and which are mainly in the form of plot developments, though there are a few apartment project are going in and around the city. The growth in demand for apartments is partly because of rising immigrants from other cities and also due to a 47 per cent increase in population in a decade. According to the research, there is a demand for at least 1,00,000 residential units a year in Indore to accommodate the increase populace.

Real Estate Khoj.Com, The India Real Estate Portal is a platform where you can Buy/ Sell/ Rent/ Advertise and list all types of Indore Properties ,  Nagpur Real Estate, Pune Real Estate for sale or for lease with just one click away. Visit the website now to find the detail list of India residential, commercial and agricultural Real Estate.

If your idea of the perfect holiday is to explore the mysterious pyramids of Egypt and discover its ancient culture, or relax on a white powdery sand beach and dive in amazingly clear waters, then you have to visit Hurghada. The renowned Red Sea and magical Sinai Desert are just two good reasons as to why Egypt should be at the top of your list of places to visit.

Definitely one of Egypt’s most popular Red Sea resorts, Hurghada is popular with travelers, tourists, and the Egyptians, all drawn here by the same things, the countries fantastic weather, sparkling clear seas and first-rate scuba diving opportunities. There is a lot in Brazil that will fascinate and please its visitors, whether it is the perfect climate, a good exchange rate, amazing scenery, the long stretches of sandy white beaches, or the welcoming attitude of the Brazilians and party atmospheres of the cities. These are just some of the reasons why those looking for a home are keen to invest in property here. Brazil is now one of the leading developing economies owing to its supply of natural resources and a good understanding of its potential to become an international top tourist destination.

If you are considering in investing in property abroad, then now is the time to look at Brazil as a country with many positive aspects. Economically stable, the cost of living is low when compared to European and American destinations. For those who are looking for the perfect place to retire, need a second home or want to buy property as an investment, then Brazil is the ideal place. There are still luxury properties close to the beaches that are reasonably priced and buying now would present an outstanding return in rentals.

Some of the most popular areas with overseas property investors in Brazil are located in the scenic north eastern region with the most spectacular coastlines in the country. The tourism market is still undeveloped here and the opportunities are vast. Bahia, Fortaleza and Natal offer great beaches, a good infrastructure and with an increasing number of tourists each year beach property is in high demand.

Natal, otherwise known as the City of the Sun, is one of the better known tourist resorts in Brazil. Visitors arrive from all over the world due to its good selection of mid-range and luxury hotels, stylish bars and restaurants. The infrastructure is better here than elsewhere in the country and the locals who live and work here are very aware of the importance of tourists to their economy and are sociable and welcoming.

The Brazilian government is busy updating the infrastructure and communication systems in these areas in order to provide their visitors with modern amenities. 8 regional airports are currently being updated in preparation for the increased number of tourists expected in the next few years, and more than 1,000 kms of the regions roads are being resurfaced. Recognizing this potential for air travel, international airlines are busy setting up new flight routes, there is already a direct route to Natal’s Augusto Severo Airport from Portugal, and various charter flights from European cities. In 2010 Brazil will see the opening of the world’s 4th largest airport in San Gonzalvo.

Currently Brazil offers an encouraging rate of exchange making it economical for international travelers and foreigners wanting to invest. The countries future looks confident and there is a lot of positive support from the government, foreigners are able to own 100% of land and property investment. Buying property in Natal will be a good investment; some investors who have already bought property in the popular coastal areas have seen returns as high as 20%.

Investing in property in Brazil, and especially the coastal resorts such as Natal, is sure to bring you a healthy return on your initial investment. Brazil is a beautiful country with a lot to offer, a low cost of living, a steady economy, the ideal climate and a growing number of tourists arriving in the country. With all this, investing in property in Brazil is an assured move for any investor.

Are you looking for a lucrative property option… here are a few tips that you can consider before planning to buy or invest in a property.

1. First and foremost, even before planning to make an investment in a home, think for a moment about the size of your family, the age of all family members, current income-tax and wealth-tax position. Also, consider the impact of the proposed investment so far as income-tax and wealth tax is concerned on different family members. After measuring all the pros and cons, decide where to invest and in whose name.

2. Remember, you can always purchase property in the names of two or more family members. If you are taking into consideration a joint purchase of a property, make sure that the investment by the co-owners is in proportion with their ownership in the property to avoid disputes later.

3. To invest in a residential property, taking up a home loan for investment is a good choice

4. If you receive house rent allowance from your company, you can always enjoy tax benefit out of a house rent allowance payment if you are supposed to make payment on account of rent to your wife or any other member of the family.

5. It is always sensible from the point of view of tax planning that each person owns single residential property only. One residential property is totally exempted from wealth tax without any limit. So, if you are planning to buy many residential properties for your family, it is reasonable to do so in the names of those family members who do not possess any kind of property. If a person possesses more than one residential property but it is let out for more than 300 days in a year, such a kind of property is completely exempt from wealth tax.

6. If you are planning to make investment in the realty sector exclusively from the perspective of safety and security of your children, especially daughter, in the years to come, it is definitely recommended that you should invest in the sector not in the name of your daughter but in the name of a person who is a100 % specific beneficiary trust of your daughter.

7. Always remember that for rental income received from any type of residential, commercial or industrial property, a standard deduction is allowed in respect of repairs, etc., which is equal to 30% of the property’s annual value. This much deduction is allowed to all categories of tax payers whether or not they spend money on repairs. This tax deduction is very important as it reduces the income-tax payment burden to the extent of 30% on your rental income.

8. There is no gift tax in making if you are planning to buy a property as a gift. Hence, you can gift your properties to specific relatives without any upper limit. But, one has to keep in mind the fact t that all immovable properties require compulsory registration to make the gift complete.

These were the tips on the various possibilities of making an investment in the property market. Now, if you are planning to relocate or are looking for a property to buy, following are the ways to go about it:

In your case, a real estate agent can be of a great help, because he has a useful experience of the property market. However, you can always find a property without an agent.

1. Browse for properties online: You will find a lot of information related to property on various property portals. There are many reputable websites that list millions of properties. Each property listing will provide you details like the address, sq ft, number of rooms and pictures. Some listings also reveal selling price. All this information, available on the internet, is very useful and you can browse through lakhs of properties in your chosen area without actually visiting these places physically. Search online the kind of places where you’d like to buy a property and after that, arrange appointments with the owners or agents for viewing.

2. Do target foreclosure deals: Always make sure that you are a part of any foreclosure event in your local area to look for good bargains and deals. Those people are eager to sell off their property as early as possible. You never know, perhaps, you can find your perfect property there.

3. Read the classified section in the newspaper meticulously and regularly: We all know, newspaper is one of the most common channels used by people to list their properties. So, use it. However, the only shortcoming that newspapers have is that there is very limited space available and you will not have the comfort to view pictures of the properties in advance.

In the end, no matter how you are buying your property, just make sure that you negotiate and get the best deals for your property.

Traditionally, investment in property is considered the most profitable better than any other investment. However, the risks are also as high as the returns. Also, no property investment can be made at a low capital so while investing in property, one has to be very cautious and make a sound decision that will pay off in a profitable manner in the time span that you have intended. Thus, all property and real estate investments have to b e made after a lot of market research and getting your facts right.

The real estate in India grew by leaps and bounds in the last decade paying rich dividends to those who had invested at the right time. At places like Delhi where infrastructure has developed at a break neck speed, the property prices have sky rocketed. It is only in the last year that the prices have stabilized and that too in a way that it has profited the investors. At places like Mumbai, Bangalore, Ahmadabad, Kolkata also, the property investors have reaped rich benefits. If you are also looking at investing in property, and don’t know where to start, here’s some useful advice for you.  

Firstly, like any other investment, whether small or big, in property investment too, you need to do your homework right. The area that you are investing in, all about the home loan that you may want to take, the rate of property price surge in that area, the way other developments are taking place in that area etc. Also, you need to compare prices of properties across localities in the area that you are looking to invest. Another crucial thing to keep in mind while making a property investment is to see what use the property will be to you. Whether you are planning to put up the property for rental purpose or want to also live there while the prices rise or whether you want the property to just lie idle so that you can liquidate your investment whenever you want are some aspects that you need to look at. Depending on what you have in mind, your property selection whether it will be commercial or residential property will be affected.

With, property investment, you must have a long-term view and understand that any housing market is generally a 7-10 year cycle. This time period will have its own share of highs and lows but eventually it will give you good returns. If you have taken a loan to buy property, you have to plan in advance how your cash flow will be kept steady to support the loan. If you are keeping tenants, some percentage of it will be funded from the rent that you receive and the rest you will have to bear on your own. You need to keep watching your investments carefully to make sure that you are not running in losses in the long-term. Keep yourself active in the market and remain informed on property prices, values, trends etc on a regular basis. If you do not have enough money to invest in a profitable property, you can also think about pooling in money with friends, relatives or trusted partners. Choose the loan carefully as different bank offer customized loans designed to suit the needs of the users. Following these tips, you can make a profitable investment in real estate.

Mumbai with a population of more than 19 million people is one of the biggest cities in India. It is also called ‘Fashion Capital of India’ as it has a home of film fraternity called Bollywood. Mumbai is also India’s major financial capital city because many important financial institutions like Bombay Stock Exchange, the National Stock Exchange and Reserve Bank of India have their roots here. People from various corners of the country come to Mumbai to fulfill their dreams of getting good job, pursuing professional courses, becoming an actor etc. Therefore, residential property in Mumbai is always in demand in the city. 

The property prices vary from location to location in the city. The property rates at Bandra (E) is Rs.15, 000 per sq ft; Rs.12, 000 sq ft at Andheri (E), Rs.4, 000 at Borivilli etc. If one can’t afford buying or investing in a property at the heart of the city, Navi Mumbai and urban belt could be the best options as prices here are quite affordable. Prices in these areas range between Rs.4, 000 to Rs.5000 per sq ft and realtors predict that in future prices will rise more. Also, extension of Sion-Pannel highway connecting Vaishi, Matunga and Dadar reducing commuting time, approval of Navi Mumbai Airport by Ministry of civil Aviation, IT space of two million being occupied by MNCs, expansion plans of Jawhar-lal-nehru trust increasing warehouse and wholesale activities thus boasting trading etc, are some factors which can drive buyers and realtors to invest in the property in this city.

With the increase in investments by IT/BPO and ITES sector, demand for commercial property is also increasing. With the growth in retail sector more malls, showrooms etc are coming up thus creating demand for more office space and commercial space. The most sought after locations for commercial real estate in city are Bandra Kurla Complex, Lower Parel , Powai,centeral Business District, Narman Point etc but now focus is shifting to suburbs like Thane, Parel ,Navi Mumbai etc as one can get offices or floor spaces at affordable rates.

Like residential property, the prices of commercial property also vary according to the location. At Nariman Point Rs.21000 to 35000,Lower Parel Rs.14000 to 23000,Bandra / Santacruz Rs.21000 to 12000 to 20000,Bandra Kurla Complex Rs.20000 to 30000,Vakola Rs.14000 to 25000,Andheri (E)Rs.5000 to 13000,Andheri (W) 6000 to 13000. Not only local builders and developers have invested in commercial real estate in Mumbai but also International brands like Fishman Holdings have invested $330 million in Thane, north of Mumbai.

Like other tier-II and tier-III cities, concept of affordable housing has also come in being in Mumbai. Many builders and developers are launching these budget houses for lower and middle income group people to boost sales.

The rental value of Mumbai property is quiet high as compared to other metropolitan cities. According to a report by Cushman & Wakefield, there was 3 percent growth in rental rates on average compared to 36 percent in the previous year while rental rates in Mumbai CBD were down by 9 percent and Central and suburban locations in Mumbai witnessed a significant rental rate correction.

Buying a home is never an easy task. There are many aspects involved and taking a decision to buy the property involves a lot of research and getting your resources together. The biggest aspect is arranging the right finances to buy the right property. Even with the finances in place, where to put in that money is a hard decision. A lot of legwork is required and your decision depends solely on your requirements. Whether you are buying a property for investment purposes or for shifting in immediately will influence your decision. Also, the kind of locality that you are looking at and in the budget that you have earmarked for it

In the festive season especially, the sale of properties picks up. During Dussehra and Diwali time, people look to invest in properties. Due to increased buyer interest, property developers also start offering attractive discounts to boost sales. Many new real estate projects are also launched during this time. However, it is important for the buyers to not rush in because of the festive season and make a decision judiciously. Since the property market has just started to boom again, there is volatility in the market. While it can be an opportune time to invest in properties, it is also the time to be extra cautious.

Firstly, you must be very careful about choosing the builder. In this area, reputation does matter. Research on the past projects of the developer and determine that there are no fraud cases registered against that developer. It is common practice for builders to collect money from the investors and disappear. So, it is important to avoid shady players and go with only well-known developers who have a few successful projects to their credit. Even if you have to pay some premium to buy property from a well-known builder, it would be worth it. Don’t fall in the trap of cheaper properties by new and unknown builders unless they have some solid history to back them.

Instead of going for a down payment plan, choose a construction-linked payment plan. This plan allows you to spread your payment over the complete duration of construction. The plan costs you a little more than the down payment plan but it reduces the risk considerably. So, it is wiser to choose such a plan. Also, with a construction-linked payment plan, you can rest assured that the developer will not befool you and actual construction is taking place.

While making a property deal, ask your builder for a fixed time plan. This should include timeline for the beginning of construction to the possession of property. Also, find out in advance about the penalty in case of long delays. If possible, take it in written in the contract.

Buying a property is a decision of a life time. You invest your hard earned money into it. So, don’t get tempted by false promises. Consider the location of the property seriously and study the growth prospects of the area before pumping in your money. Only a wise investment will yield you desired results.

1. Brazil
The Brazilian property market has got a lot going for it. The country is attracting a lot of inward investment, has one of the world’s fastest growing economies, a rapidly emerging mortgage market, a general shortage of quality homes, and has been selected to host the 2014 football World Cup and 2016 Olympic Games. This will lead to the construction of new and improved infrastructures and homes across Brazil.

Property investors from around the world are flocking to Brazilian shores with a view to snapping up real estate, in anticipation of future capital growth.

One local expect projects Brazilian property prices could appreciate by up to 200% over the next decade, driven by the country’s burgeoning economy, and the pending introduction of mortgages to overseas nationals.

Investment banking firm Goldman Sachs believes that Brazil’s economic growth could outstrip that of the other BRIC (Brazil, Russia, India and China) member nations over the next few years.

Brazil’s economy is widely expected to become the fifth largest in the world by the time the Olympic Games kicks off in 2016, and yet Brazil property and land prices still remain a fraction of those found in more developed nations.

The Brazilian president Luiz Inacio Lula da Silva has already pledged to spend up to £11.5bn on building a million new homes in Brazil between now and 2011.

However, potential high property investment rewards are not with out their risks, as crime and corruption still remains widespread in Brazil.

2. France
In stark contrast to the relatively high risk, high return nature of investing in Brazil, the risks associated with investing in French property are far lower.

France has traditionally always been a rather safe haven for property investors. The nation was the first European country to come out of recession in 2009, reflecting the fact that the global credit crunch had much less of an impact, compared to other European counterparts.

France’s strong economy is having a positive impact on its property market, which now appears to be on the road to recovery.

Increasing property and mortgage transactions are boosting residential values, with the latest FNAIM data revealing that the average price of a French property appreciated by 2.8% between April and September 2009.

Although average prices remain down 7.8% year-on-year, the market is generally expected to improve further, due to France’s prudent attitude to mortgage lending.

Anyone taking out a mortgage in France is generally only permitted to borrow one third of their total gross monthly income. This has ensured that mortgages remain readily available, with 100% loan-to-value home loans available at competitive borrowing rates.

Consequently, mortgage lending in France is soaring. French mortgage broker Athena Mortgages reports that there was a 21% rise in mortgage enquiries in Q3 2009 compared with the previous quarter.

The buy-to-let and leaseback sectors are reportedly attracting particular interest from investors, due to improved yields across the country.

The capital city of Paris has long been identified as one of the most attractive European cities for investment, and is typically the most popular place to buy a home in France, along with Cannes, Marseille and Nice, which are all located along the southern Mediterranean coast.

3. USA
The USA property market may be showing tentative signs of improvement, following one of the worst economic and property crashes in living memory, but the downturn has come at a cost to many US homeowners.

Data from RealtyTrac shows that a record high of 938,000 US homes foreclosed in the third quarter of 2009. If this trend continues, foreclosures would reach around 3.5m by the end of 2009, up from around 2.3m properties last year.

Properties in Nevada had the highest foreclosures rates in Q3, followed by homes in Arizona, California, Florida, Idaho, Utah, Georgia, Michigan, Colorado and Illinois.
Rising unemployment levels – currently at a 26-year high of 9.8% – was cited as the main reason for the increase in foreclosure levels. Yet, there may be worst to come, as the unemployment rate is not expected to peak until mid-2010.

Unfortunately, one person’s misfortune is another’s gain. With around 7m properties currently in the foreclosure process, compared with 1.3m for the same period in 2005, predatory investors are buying up distressed, abandoned and repossessed homes at bargain-basement prices, as now appears to be the ideal time to fill your boots. 

Although the sub-prime mortgage crisis started in the USA, there are growing signs that the property market may now be at or near the bottom of the cyclical downturn. Various indices reveal that average residential prices started to rise, albeit marginally, during the second quarter of 2009.

4. Norway
Sales in Norway have nosedived over the past year or so, as residential values have cooled.

However, the Norwegian property market downturn, which has not been anywhere near as severe as in other neighbouring countries, appears to have already bottomed out, and looks ready to lead the Scandinavian property market recovery.

The key to the Norwegian property market is the strength of the country’s economy, which has made it one of the wealthiest in the world, while new housing output has dropped below average, which could fall short of demand next year.

Norway is rich in both gas and oil and this helps to support the country’s economy and ensure that its currency also stays strong – both alluring to property investors.

The country’s population is estimated to increase by 23% – approximately one million people – over the next 40 years, which should make sure that long-term residential demand is robust.

Another positive is the fact that unemployment is extremely low – approximately 3% – compared to its European counterparts. 

Almost half of the Norwegian population resides in the counties of Oslo, Rogaland, Akershus and Hordaland, and so this is where property investors should focus their attentions. Property prices in these places remain relatively cheap compared to wages in Norway.

5. Switzerland
Many of the high earners currently living in Britain look set to quit the UK in droves ahead of the introduction of a 50% top tax rate in April 2010, and escape to more tax-friendly shores, such as Switzerland.

The Swiss authorities are actively lobbying to attract many of these disillusioned high-net worth individuals, who are being tempted by assurances that they will be allowed to steer clear of European Union regulation and Britain’s Financial Services Authority.

It is estimated that hedge funds managing in the region of £10 billion in assets have already moved to Switzerland in the past year alone. This has increased demand for homes to rent and buy.

Due to canton restrictions, it has previously been difficult for foreigners to buy property in Switzerland. However, the country has now eased its strict property buying regulations, and opened its doors to more international buyers, partly through the introduction of ‘residence de tourisme’ style investments, which is similar to the ever-popular ‘leaseback’ formula in France.
 
Switzerland, one of the richest nations in the world, is of course a tax haven.
Anyone who sets up permanent residency in Switzerland would be entitled to take advantage of the country’s favourable tax law, including the lump sum taxation, which charges a levy based on people’s lifestyle and spending habits.

Given that one’s taxable income is charged at just five times their annual rent or rental value of their property, and the fact that assets outside Switzerland remain tax-free, should ensure demand for Swiss properties – to rent and buy – remains strong for years to come.

Historically, Swiss property values have typically appreciated in line with inflation.  Properties located at the top end of the market, in cantons like Valais and Vaud, have reportedly increased by up to 20% in the past year.

6. Australia
The Australian economic and property market recovery has been swifter than the other leading nations around the world.

It has been claimed that the revival in the country’s property market and economy is as much as 12 months ahead of the other developed countries in the economic cycle.

Unemployment peaked in September 2009, in stark contrast to Britain and the USA, while increasing commodity demand from China has forced the Australian Central Bank to raise benchmark interest rates. Yet this has failed to cool strong residential demand, which coupled with a general housing shortage, is forcing property values higher.

The latest Australian Bureau of Statistics house price index shows that the average price of a residential property in Australia appreciated by 4.2% in the third quarter of 2009, which means that in the year to September, residential prices increased 6.2%.

Australia could be set for a residential property price boom over the next few years, as the country’s economy continues to show genuine signs of recovery.

A recent Australia property report projected that average residential prices in nearly all capital cities would increase by between 11% and 19% by 2012, with the greatest property price rises expected to be recorded in Sydney, Adelaide and Melbourne.

7. Malaysia
I tipped Malaysia to be the number one place to invest in property in 2009, due to the country’s robust property ownership laws, lack of capital gains tax and attractive mortgage rates.

However, residential sales were sluggish during the early half of the year, as the market struggled as a direct consequence of the global credit crunch, while there are some political uncertainties emerging.

But with consumer sentiment improving, the recent positive market recovery, supported by the construction of new residential schemes across the country, should continue in 2010.

While property prices race ahead across much of Asia – in countries like China, Vietnam and Singapore – which has led to heightened fears of budding property bubbles, the Malaysian property market has merely stabilised, making it suited to more balanced investors.

With an extremely young and well-educated population, long-term demand for property in Malaysia looks set to grow.

Domestically, an increasing number of people are moving from the countryside into the larger cities, while internationally Malaysia looks set to cross a demographic landmark of huge social and economic importance.

Malaysia’s population is growing by around 2%, or an extra 500,000 people, every year.  The World Bank projects the country’s population will grow annually by 1% until 2050, which will place further pent-up demand on property values.

Malaysia’s property prices are still lower than they were in 1997, due partly to the Asian financial crisis in the late 1990’s, suggesting very real room for growth.

8. Abu Dhabi
The recent property price falls in the fast growing UAE capital of Abu Dhabi, the richest and largest of all the seven UAE states, have been nowhere near as severe as in neighbouring Dubai.

The tax-efficient emirate has the largest fossil fuel reserve in the UAE, is the fourth biggest natural gas producer in the world, has the world’s highest income per capita, is home to almost all of the Arabic Fortune 500 companies, and is currently sitting on over 88 billion barrels of proven oil reserves.

Yet Abu Dhabi is now actively trying to reduce its reliance on oil, and is diversify its economy into the financial services and tourism sectors. Billions of pounds have been allocated for infrastructure projects and the development of residential, leisure and cultural schemes across the oil-rich emirate. The plans are truly remarkable.

Nevertheless, investors seeking out bargain deals will find some of the best opportunities for distressed property investments in the Gulf region in Abu Dhabi. 

The recent slowdown in the property market means that just 45,000 are anticipated to be completed in the capital in the next four years, augmenting the exiting housing shortage.

The supply of housing stock remains scant, partly because Abu Dhabi is not part of a community master-plan like those pioneered by Emaar and Nakheel in Dubai.

The housing shortfall in the capital is expected to stand at around 15,000 homes next year, which could mean that property prices and rents are forced up, while residential demand – domestic and international – is expected to increase. 

Because Abu Dhabi does not have the same high level of exposure to the global financial crisis, compared with other UAE emirates, mortgages for non-residents – at up to 75% loan-to-value – are readily available again. This is likely to appeal to buy-to-let investors, as well as those people seeking equity release and to remortgage their properties in Abu Dhabi.

9. Oman
The relaxed Arabian state of Oman, voted ‘destination of the year 2008’ by Vogue magazine, has long been a popular holidaying destination for people living within the GCC.

With a population of around 2.3m, Oman is being modernised and liberalised culturally and economically by hereditary Sultan, Qaboos Bin Said Al-Said, a forward-thinking leader.

Sultan Qaboos strategy for economic growth – Vision 2020 – aims to diversify Oman’s economic dependency on oil, and focus on other industries, such as property and tourism.

Demand for property in Oman is primarily being driven by the Sultan’s decision to introduce legislation in 2004 – ratified in 2006 – permitting foreigners to buy freehold property and land in designated tourist areas, most notably Muscat. These projects are referred to as Integrated Tourism Complexes (ITC). Furthermore, foreign homeowners can now apply for residency visas.

A number of luxurious developments are being erected across Oman including, The Chedi, Azaiba, Wadi Kabi, The Wave, Barr Al Jissah Residences, Jebel Sifah, Salalah Beach, The Malkai, Muscat Hills, Al Madina A’Zarqa, Jebel Sifah, and Salalah Beach.

The fact that Oman appeals to end-users – not just investors – means that the medium to long-term prospect for Omani property market growth looks good.

10. South Africa
South African property market conditions look ripe for investment, as the country starts to come out of recession. Recent property price falls appear to be bottoming out, while FIFA’s 2010 football World Cup fast approaches.

From the moment world football’s governing body, FIFA, awarded South Africa the rights to host the World Cup in 2010, shrewd property investors from around the globe have been looking on with great interest, with one eye firmly on cashing in on the sport’s popularity.

The first ever FIFA World Cup to be hosted on African soil has the potential to be the biggest sporting event of all time.

The tournament is expected to attract around 350,000 football fans for a month of football mayhem, starting on 11 June 2010, which is tipped to contribute around £1.5bn to South Africa’s gross domestic product and generate another £500m in government taxes.

South Africa property prices haven softened over the past year or so, due to a fall in residential demand, caused by reduced housing affordability, higher inflation and interest rates.

But residential prices could soon experience growth, on the back of what should be a reinvigorated economy, spurred by the football tournament.

While the odds may be stacked up against the South African football winning the World Cup in 2010, it is not too far fetched to assume that the country’s housing market could prove to be the real winner of the tournament, generating significant returns for property investors in the process.